Clearpath Optimizer Privacy Policy

Privacy Policy

Information We Collect

ClearPath Optimizer collects only the numeric and financial values you enter into the app, such as:

• Ages

• Income amounts

• Expense amounts

• IRA/401(k) balances

• Roth balances

• Social Security start age

• Roth conversion amounts

The app does not collect or store personal identity information such as:

• Names

• Addresses

• Emails

• Social Security numbers

• Bank account numbers

• Login credentials

How Your Data Is Stored

The values you enter are stored securely on Base44's encrypted backend servers. This storage is tied to your user account so your data can persist across sessions and devices.

Base44 uses industry‑standard encryption and security practices to protect your information.

How Your Data Is Used

Your data is used only to:

• generate projections

• calculate RMDs

• model Roth conversions

• evaluate expenses

• compare strategies

• display charts and summaries

Your data is never used for advertising, profiling, or marketing.

Data Sharing

ClearPath Optimizer does not share your data with:

• third parties

• advertisers

• analytics providers

• external services

Your data remains within the Base44 platform and is used only for app functionality.

Data Transmission

Because your data is stored on Base44's secure servers, the app transmits your entered values to the backend using encrypted communication. No personal identity information is transmitted.

Emailing Reports

If you choose to email a comparison report, the information included in that email is sent only to the address you specify. The app does not store, forward, or transmit your email content to any other service.

Data Deletion

You may delete your data at any time by:

• clearing your profile within the app, or

• deleting your account through Base44's account management tools

Deleting your account removes all stored values from Base44's servers.

Children's Privacy

ClearPath Optimizer is not intended for children under 13 and does not collect personal information from children.

Security

All data transmitted to and stored on Base44's servers is encrypted. Because the app does not collect personal identity information, the risk of exposure is extremely low. Users are responsible for securing their own devices and account credentials.

Disclaimer

ClearPath Optimizer provides educational projections only. It does not provide financial, tax, or investment advice. Consult a qualified professional before making financial decisions.

Changes to This Policy

If this policy is updated, the revised version will be included in the app.

Contact:

Contact: For questions or support, visit rakmup.com. or e-mail to rakmup@duck.com