Privacy Policy
Information We Collect
ClearPath Optimizer collects only the numeric and financial values you enter into the app, such as:
Ages
Income amounts
Expense amounts
IRA/401(k) balances
Roth balances
Social Security start age
Roth conversion amounts
The app does not collect or store personal identity information such as:
Names
Addresses
Emails
Social Security numbers
Bank account numbers
Login credentials
How Your Data Is Stored
The values you enter are stored securely on Base44's encrypted backend servers. This storage is tied to your user account so your data can persist across sessions and devices.
Base44 uses industry‑standard encryption and security practices to protect your information.
How Your Data Is Used
Your data is used only to:
generate projections
calculate RMDs
model Roth conversions
evaluate expenses
compare strategies
display charts and summaries
Your data is never used for advertising, profiling, or marketing.
Data Sharing
ClearPath Optimizer does not share your data with:
third parties
advertisers
analytics providers
external services
Your data remains within the Base44 platform and is used only for app functionality.
Data Transmission
Because your data is stored on Base44's secure servers, the app transmits your entered values to the backend using encrypted communication. No personal identity information is transmitted.
Emailing Reports
If you choose to email a comparison report, the information included in that email is sent only to the address you specify. The app does not store, forward, or transmit your email content to any other service.
Data Deletion
You may delete your data at any time by:
clearing your profile within the app, or
deleting your account through Base44's account management tools
Deleting your account removes all stored values from Base44's servers.
Children's Privacy
ClearPath Optimizer is not intended for children under 13 and does not collect personal information from children.
Security
All data transmitted to and stored on Base44's servers is encrypted. Because the app does not collect personal identity information, the risk of exposure is extremely low. Users are responsible for securing their own devices and account credentials.
Disclaimer
ClearPath Optimizer provides educational projections only. It does not provide financial, tax, or investment advice. Consult a qualified professional before making financial decisions.
Changes to This Policy
If this policy is updated, the revised version will be included in the app.
Contact:
Contact: For questions or support, visit rakmup.com. or e-mail to rakmup@duck.com